ScaleUpSummitNetwork

Bogotá

TRIAH: consolidate your financial information

October 6, 2026

Company

TRIAH

Founded

2025

City

Bogotá

#Bogotá

#Fintech

#TRIAH

TRIAH is an AI-powered Digital CFO that helps families, professionals, and small businesses consolidate financial information, monitor their financial health in real time, and turn data into personalized recommendations, simulations, and action plans.

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TRIAH addresses the fragmentation of financial data across banks, spreadsheets, apps, and manual records, which makes it difficult to understand financial health, anticipate risks, and plan effectively. By centralizing this information and applying AI, TRIAH helps users evaluate scenarios, improve liquidity, reduce debt, achieve financial goals, and make more informed decisions.

We participated in ScaleUp Summit Network to validate TRIAH’s vision through an external, specialized perspective, identify gaps that could limit its growth, and determine which capabilities to prioritize to turn an innovative proposal into a scalable company.

Brayan Franco Ramírez

Founder & Ceo TRIAH | AI Financial Operating System

01 The Problem

We were especially interested in assessing the product’s maturity, technology architecture, responsible use of AI, data security and management, and our readiness to move toward commercial validation. We also wanted to understand whether our value proposition, moving from simply displaying historical financial information to anticipating scenarios and supporting better decisions, offered enough differentiation and growth potential. ScaleUp provided an opportunity to put our vision through a more rigorous validation process.

02 After TechScore And 1:1 Clinics

The process helped us move from a broad vision of TRIAH to a more rigorous prioritization of what we need to validate before scaling. Completing a solid MVP that demonstrates the proposal’s real value with users became a key priority before expanding its features. We also reinforced the importance of data security, governance and quality, technology architecture, and Product-Market Fit measurement.

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At the same time, the conversation led us to explore what can truly differentiate TRIAH: not simply consolidating or visualizing financial information, but enabling users to understand their financial health, anticipate scenarios, simulate decisions, and turn data into actionable insights. This helped us structure our roadmap and focus on building a reliable, validated platform prepared to scale responsibly.

3 questions they are carrying forward

03 Evaluation

Which MVP capabilities do we need to validate with real users to demonstrate that TRIAH delivers enough value to become a recurring tool for their financial decisions?

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How will we validate that our differentiation, understanding financial health, anticipating scenarios, and simulating the impact of decisions through Financial Twin and AI addresses a real need and can become a scalable business model?

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What data architecture, security, privacy, governance, and technological capabilities do we need to establish to scale TRIAH responsibly and progressively integrate new sources of financial information?

Main priorities for the next 6-12 months

04 Roadmap

Complete the MVP and bring it to real users to validate the value proposition, user experience, engagement, retention, and willingness to pay, turning TRIAH’s technological vision into evidence of adoption and market learning.

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Acquire the first customers and systematically measure adoption, engagement, retention, and perceived value, using these insights to identify the initial segment with the strongest need and strengthen TRIAH’s business model.

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Strengthen architecture, security, privacy, governance, and data quality, preparing AI, Financial Twin, and financial analytics capabilities to scale on a reliable, traceable, and progressively scalable infrastructure.

05 Founders

who are the founders?

Brayan Franco Ramírez

Founder & Ceo TRIAH | AI Financial Operating System

See Profile

Marcela Stefanny Manosalva Rodríguez

Contador Público

See Profile

06 Evolution

What does the company aspire to?

We aspire for TRIAH to evolve into a financial intelligence platform for households and businesses, born in Latin America and designed to scale into other markets. Our vision goes beyond simply showing what happened to a user’s finances: TRIAH aims to understand financial health, anticipate scenarios, simulate the impact of decisions, and turn data into actionable insights.

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Through capabilities such as Financial Twin, risk models, and AI, we aim to progressively support decisions around liquidity, debt, savings, investments, and wealth building. In the long term, we envision TRIAH becoming a trusted infrastructure for Household Financial Intelligence, helping democratize access to advanced financial intelligence capabilities.